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Medical expense coverage, when traveling out of the U.S., is limited, if any, whether enrolled in a Medicare, employer, or individual medical plan.

What to do? Protect yourself against the big risk of an unexpected and very expensive medical treatment when on personal travel or a business trip. The value a couple received by buying this economical and very important international medical plan is highlighted in this video.

The Parker Agency page of the HTH Worldwide site provides details about four types of international medical insurance. You can link to a detailed description; get a cost quote; plus enroll in one of the plans on line. They also provide a mobile app to help you if assistance is needed when traveling. HTH Worldwide plans are approved and regulated in the U.S, which is a special advantage if there ever was a question about a claim.

  • Travel Medical: A very useful plan for business or personal trips of up to six months outside the U.S. It covers medical and accident situations and has options for up to $1,000,000 in coverage.
  • Expatriate health insurance for long-term global living situations. It covers services inside and outside of the U.S. with options up to $5,000,000 in coverage and can be renewed.
  • Trip Protector: Going on a cruise? It's important to protect your investment in travel expenses. Coverage includes interruption or trip cancellation coverage; lost baggage; medical evacuation; and more. You can buy up to $1,000,000 in coverage.
  • International health insurance for students - This special plan provides U.S. students studying outside the U.S. with comprehensive coverage including sports injuries and¬†international students coming to schools in the U.S.

Questions about these options or international medical coverage to meet other group or individual travel situations? Send a note to .

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Medical insurance costs and treatment resources

Learn more about why medical insurance is expensive on this page. It also includes some resources to review on making treatment decisions.

 

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