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Medical expense coverage, when traveling out of the U.S., is limited, if any, in Medicare, employer, or individual medical plans.

What to do? Protect yourself against the big risk of an unexpected and very expensive medical treatment when on a business trip or personal travel. This video highlights the value a couple received by buying an international medical plan. It's economical and very important.

A special advantage to you if there ever was a question about a claim- HTH Worldwide plans are approved and regulated in the U.S. The Parker Agency page of the HTH Worldwide site provides details about four types of international medical insurance. You can link to a detailed description on the plans highlighted below; get a cost quote; plus enroll on line. They also provide a mobile app to help you if assistance were to be needed when traveling.

  • Travel Medical: A very useful plan for business or personal trips outside the U.S. of up to six months. It covers medical and accident situations and has options up to $1,000,000 in coverage.
  • Expatriate health insurance for long-term global living situations and can be renewed. It covers services inside and outside of the U.S. with options up to $5,000,000 in coverage.
  • Trip Protector: Going on a cruise? Buying this plan protects your investment in travel expenses. Coverage includes interruption or trip cancellation coverage; lost baggage; medical evacuation; and more. It has options up to $1,000,000 in coverage.
  • International health insurance for students - This special plan provides U.S. students studying outside the U.S. with comprehensive coverage including sports injuries and international students coming to schools in the U.S.

 

Interested in news about the area where you are traveling? This daily update may have useful information on your destination.

Questions about these options or international medical coverage to meet other group or individual travel situations? Send a note to

 

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Employers and individuals in CT:

 

Medical insurance costs and treatment resources

Learn more about why medical insurance is expensive and review some resources on making treatment decisions on this page.

 

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