Call (860) 739-0005 today to discuss Medicare and the insurance protection needed to cover the medical treatments Medicare does not fully pay. Discussion will include a review of what Medicare is all about plus options for additional insurance protection from quality companies.
Medicare's basic coverage is not equivalent to a
traditional employer plan. One
big example is all physician related treatments are paid at 80% thus you are responsible for 20% cost sharing. In addition, there is not an out of pocket limit on Part B cost sharing! To protect yourself from this risk, which can be significant, the suggested coverage options,
include:
- A traditional Medicare Supplement. This coverage pays many of the
medical treatment expenses, which the basic part of Medicare Part A and Part B do not fully pay.
- A
Prescription Drug Plan. Medicare and
Medicare Supplements do not pay for normal outpatient medications so its important to add a Prescription Drug Plan (Part D) to pay for most medication costs.
- Medicare Advantage plans. Most cover both medical and prescription expenses and are available from private companies, which have a contract with Medicare. The company coordinates all your medical related treatment through a network of providers and receives a payment from Medicare. Medicare Advantage plans are considered Part C and often add additional coverage such as preventive care. The monthly premium is usually more economical than a supplement plan plus Part D.
Have questions about Medicare Supplements in Connecticut or
Medicare Advantage Plans in Connecticut? Call (860) 739-0005 to talk with a health related insurance professional or send a note to
There are many options for
Individuals in Connecticut who are under age 65. Thus, residents can find a
solution to meet their needs and budget.
Interested in reviewing individual medical coverage? Effective
options can be found on our partner, eHealthInsurance's
easy to use site. It gives an overview of the coverage offered by various
companies. You can check for options and find monthly
rates no matter where you live. In addition, you can enroll on line.
Have questions on some of the details in individual medical
plans? Send a note to
Short Term Medical plans do not cover pre existing conditions but are an effective and economical approach, when coverage is only
needed for a limited period such as:
- Between jobs?
- Coming off a parents plan!
- When a new employer plan is not effective for a couple months?
You can review different coverage
options, rates, and enroll online in a Celtic Insurance plan, for
coverage starting tomorrow. Check the bullet in front of Short Term
insurance and enter your Connecticut zip code. Then on
the next page enter your age and gender. Plans are available for a specific period of time from one to six months.
Questions on short term
plans? Send a note to
A comprehensive plan to protect the investment you
made in a vacation or trip including travel coverage for trip cancellation or
interruption; lost baggage; medical evacuation; and more. Review Trip
Protector coverage
details, cost, and enroll online.
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