Peace of mind solutions from John C. Parker a professional health related insurance advisor in Niantic, Conn. He achieved the Registered Health Underwriter and Long Term Care Professional designations.

      Note: John helps small employers, individuals, and Medicare eligibles in Connecticut select effective protection. He works as an independent broker and adheres to a high standard of professional conduct. The Parker Agency, is a member of the AmeriBen Alliance.

What do we do?

• Help clients select Medical and Long Term Care insurance to meet their interest and budget. We simplify the value, of avoiding the significant financial consequences of an unexpected "Life Happens" medical situation, this important protection provides.
• Base all recommendations on knowledge of and involvement in state and federal legislative and regulatory issues plus insights from extensive human resource experience; involvement in professional associations; and participating in national conferences.

    Note: These insights are not available from other area health related insurance advisors.

  

John's, medical insurance for small employers and individuals in Connecticut, practice is focused primarily in the Eastern part of Connecticut. Call today - (860) 662-3000. The Parker Agency works to help:

Employers:

• Implement an effective solution to today's expensive medical insurance with a Health Savings Account (HSA). Why? HSA's encourage individuals to take responsibility for their health and changes how they pay for routine expenses. Some plans include extensive, no cost to the individual, preventive care.
      Note: Employee education is a big part of implementing a HSA.
• Begin the steps to implement a Wellness programs.
• Implement a Long Term Care insurance benefit, which Improves the productivity of the ever growing number (49%) of employees faced with elder care.
      Note: Tax regulations allow this benefit to be set up for executives only.

Want to learn more or have questions about implementing an effective health related insurance benefit plan? Call (860) 662-3000 today or send a note to

Individuals & Micro Employers (2, 3 or 4 employees):
Quickly review coverage options and cost for individual medical insurance from different companies through an on line partner eHealthInsurance. Select either the Individual and Family or Small Business link to review plan highlights. You can apply online if you find coverage, which meets your interest and budget.

Individuals eligible for Medicare:
When enrolled in original Medicare individuals pay 20% of the cost of all MD and other outpatient expenses and there is no limit on this cost sharing! What to do? Some information about the following two effective options to protect yourself are on the Individual page.

• A traditional Medicare Supplement together with a Prescription Drug Plan.
• A more economical network based Medicare Advantage plan.

Want to talk about the value to you of Individual, Micro Employer, or Medicare health plan coverage or have other questions on this protection - call (860) 662-3000 today or send a note to

Individuals traveling out of the country don't have coverage:
Special medical insurance is needed when going on a short or extended trip out of the country. Why? Employer, individual medical, and Medicare plans have limited, if any, coverage outside the U.S. Take a look at the coverage and cost of these International Medical plans.
Note: Buying international medical coverage is very important plus there are many advantages to buying trip protection when traveling for business or vacation.

Individuals coming to the U.S.:
International citizens, visiting or immigrating also need coverage, Take a look at coverage and cost.

The Parker Agency Blog - Health Related Insurance in CT - includes periodic posts on medical insurance related issues in Connecticut.