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Employers and individuals in CT:

  • Looking for answers on what federal health care reform will mean to you?
  • Need a better understanding of Medicare?


Contact today


  • eMail your questions to .


Medical insurance costs and treatment resources

Learn more about why medical insurance is expensive on this page. It also includes some resources to review on making treatment decisions.

The impact on your income and lifestyle of the many treatment invoices you receive following an accident or significant illness could be big. Most people, receiving these kinds of bills, would have to dip into hard earned savings!

Will a significant medical situation happen? No one knows nor can anyone say it won't! What to do? Buy medical insurance. Taking action to buy means you:

  • Gain certainty and "peace of mind" in case of a "what if'".
  • Can access medical professionals knowing most of their treatment services will be paid.
  • Will have a monthly payment, which is a more economical way to pay medical expenses! Doing this means you won't have to live with uncertainty on where will the money come from?

Small employers and individuals can gain help understanding what health reform requirements mean by contacting John C Parker today. We can have a face to face discussion on:

Call my Google Voice line (860) 451-9793 to schedule a free consultation!

  • The details of Health, Medicare, and Long Term Care insurance. Thus, you won't be over whelmed with complex choices, which often causes people to put off a decision or not take any action.
  • How the new plans work in CT, provider networks, and selecting an option, which best meets your interest and budget.
  • Encouraging employees to take responsibility for their health and to move away from regular visits to the "medical treatment store".

Want to send a note with questions vs call. Certainly, send to -

Individuals - Eligible for MediCARE? When you enroll you become responsible for 20% of Medicare's allowed amount for all MD office and outpatient services. There is no limit on the 20% cost sharing  as in employer plans!

What to do? Call today to talk about enrollment periods and:

  • How the four parts of MediCARE work; the value you gain by buying special health insurance; and the differences in the two types of Medicare Health plans.

Want to send a note with questions vs call. Certainly, send to -

Individuals - Traveling out of the US? - Special medical insurance is needed when you cross a US border whether on a business trip or vacation. Why? Employer, individual medical, and MediCARE plans have limited, if any, coverage out of the U.S.

What to do? Protect yourself by buying one of the special medical coverage options highlighted on the Parker Agency page on HTH Worldwide's site. You can learn about the benefits, the cost, and then enroll on line.
       Note: When outside the US things can happen! Your travel plans get interrupted; baggage is lost; or a medical emergency develops. Thus, in addition to special medical coverage a trip protection plan is recommended and it's economical.

International citizens coming to the U.S. - for a visit or immigrating, also need coverage. Take a look at coverage, the cost, and enroll.

Professional Background - Clients gain from a special understanding of plus a certification in federal health reform legislative and regulatory issues from NAHU. Active involvement in professional associations and participation in two or three national conferences each year adds additional value as does previous human resources experience. This knowledge is not available from other area health insurance professionals.

John adheres to a high standard of professional conduct and his firm the Parker Agency in Niantic CT, is a member of the AmeriBen Alliance.

Focus of this site: John developed the content and regularly updates these pages to help individuals and employers in Connecticut better understand the value gained by owning health related insurance protection.

This Parker Agency Blog - Health Related Insurance in CT - includes periodic posts on federal health reform and issues related to medical insurance in Connecticut.


© 1997 to 2014 John C Parker and All Rights Reserved