medical & long term care insurance
Effective Medical Benefit Cost Containment
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Employers and individuals in New London County & Eastern Conn:

  • Get answers or information about medical insurance plans?
  • Gain a better understanding of MediCARE?
  • eMail your questions to .

It's important for everyone to get involved in finding the cost of your medical treatment!

The cost of many medical treatments is applied to the plans deductible today. Thus, it is important to look into the cost of a planned medical procedure. Costs can vary from one provider to another even within your local area. Enter your zip code here. Then select the category for your type of medical situation and you will see some costs.

     Note: The number of listed providers may be limited but you now have a cost to ask other providers. For example: I found the cost was $____ . I have a HSA and would like to know what your cost will be?



Medical insurance costs and treatment resources

Learn more about why medical insurance is expensive on this page. The page also has some resources on making treatment decisions.

You gain peace of mind by owning health related insurance. How? Your income and savings won't take a "big hit" paying all the big treatment invoices you receive following an accident, a significant illness, or a big change in health.

Individuals: The annual open enrollment does not start until November 1, 2016 thus you can't enroll in an Individual medical plan today. However, if a life change happens, such as losing employer coverage or getting married, it would open a Special Enrollment Period.

Are you in New London County? Let's meet before Nov. 1st to simplify the confusing "insurance words", help you understand Connecticut's individual medical plans, and find one that will be the right plan for you. There is no cost to you. A couple points:

  • You may qualify for lower monthly cost coverage through Access Health CT. Your cost would be lowered with a special kind of tax credit paid each month to the medical insurance company you select.                                            BTW - Eligibility is based on a complex income qualification system.
  • Plans are also available direct from a health insurance company and often have more MDs and other treatment providers.

Small employers in New London County & Eastern CT: Call today to discuss your employee medical plan or to set one up. We can review:

Call my Google Voice line - (860) 451-9793 or send a Text to schedule a free consultation!

  • The complexities in today's plans.
  • The kind of medical benefit plan, which would be right for your firm based on your budget.
  • The value employees gain when they get more involved in their health. It is important for them to move away from going to the "medical treatment store" for every concern. Better health means improved productivity and a better lifestyle for them.

Want to send a note vs calling. Certainly, send questions to -

Soon be Eligible for MediCARE!

If you live in New London County lets meet for a conversation to:

  • Simplify MediCare's A, B, C, and D parts and the two types of plans, which can pay all or part of your 20% share of Part B treatment expenses.                   BTW - there is no limit on your 20% cost sharing as in employer plans!

Call or send a Text to my Google Voice # today - (860) 451-9793 to set up a time to meet. You can also send a note to -

Traveling out of the US? - When you cross a US border on a business trip or vacation employer, individual medical or MediCare plans provide limited, if any, coverage if an unexpected situation or accident happens.

What to do? Buy an international medical insurance plan. Medical expenses could be big. Plan cost is low if you have U.S. based medical insurance. You can review benefits and enroll on line.
       Note: Traveling today can result in interrupted travel plans or even a cancelled trip. Then too, baggage can be lost. Thus, in additional to special medical coverage buying a trip protection plan for all the "what if's" when traveling is highly recommended.

International citizens: If you are coming to the U.S. for a visit or immigrating, insurance for any medical treatment is needed. Take a look here at the eligibility info, the coverage, and the cost. Just enter some personal information when you find the right plan.

Professional Background - John received a certification in federal health reform; understands the CT marketplace; is active in professional associations; commitment to advanced on going education; and participates in two or three national conferences each year. Thus, the insights he shares are not available from other New London County health insurance professionals.

Discussions focus on eliminating the complexities, increasing understanding of what you gain, and finding the right plan. John adheres to a high standard of professional conduct and his Niantic CT based firm the Parker Agency is a member of the AmeriBen Alliance.

Focus of this site: Highlight the value of Medical, Medicare, or Long Term Care insurance in CT. John developed the content on these pages and regularly makes updates.

The Parker Agency Blog - Health Related Insurance In Connecticut- includes periodic updates on issues related to medical insurance in Connecticut.



© 1997 to 2016 John C Parker and All Rights Reserved